{"id":4580,"date":"2026-06-09T12:20:19","date_gmt":"2026-06-09T12:20:19","guid":{"rendered":"https:\/\/echeloncreativemedia.com\/marketvows\/2026\/06\/09\/high-yield-savings-rates-drop-where-can-you-still-earn-4\/"},"modified":"2026-06-09T12:20:19","modified_gmt":"2026-06-09T12:20:19","slug":"high-yield-savings-rates-drop-where-can-you-still-earn-4","status":"publish","type":"post","link":"https:\/\/echeloncreativemedia.com\/marketvows\/2026\/06\/09\/high-yield-savings-rates-drop-where-can-you-still-earn-4\/","title":{"rendered":"High-Yield Savings Rates Drop: Where Can You Still Earn 4%?"},"content":{"rendered":"<p>Four major financial institutions, including Apple, Ally, Capital One, and Marcus by Goldman Sachs, have recently decreased their high-yield savings account rates, despite the Federal Reserve&#8217;s current stance on interest rates. This move has lowered the average savings rate to 3.4%.<\/p>\n<p>Despite these cuts, Bread Financial and LendingClub remain standout options, offering a 4% APY on their high-yield savings accounts, providing a refuge for savers seeking higher returns in the current economic climate.<\/p>\n<p><\/p>\n<p style=\"text-align: left;font-style: normal;font-weight: bold\"><a href=\"https:\/\/www.cnbc.com\/2026\/06\/05\/four-high-yield-savings-accounts-cut-their-rates-where-you-can-still-earn-4-percent.html\" target=\"_blank\" rel=\"noopener noreferrer\">READ MORE FROM CNBC<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Four major financial institutions, including Apple, Ally, Capital One, and Marcus by Goldman Sachs, have recently decreased their high-yield savings account rates, despite the Federal Reserve&#8217;s current stance on interest rates. This move has lowered the average savings rate to 3.4%. Despite these cuts, Bread Financial and LendingClub remain standout options, offering a 4% APY [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4581,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/image.cnbcfm.com\/api\/v1\/image\/108062677-1731531721412-IMG_3839.jpg?v=1731531975&w=600&h=300&vtcrop=y","fifu_image_alt":"","footnotes":""},"categories":[28],"tags":[],"class_list":["post-4580","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economy","rifnote_executive-vincent-caintic"],"fifu_image_url":"https:\/\/image.cnbcfm.com\/api\/v1\/image\/108062677-1731531721412-IMG_3839.jpg?v=1731531975&w=600&h=300&vtcrop=y","_links":{"self":[{"href":"https:\/\/echeloncreativemedia.com\/marketvows\/wp-json\/wp\/v2\/posts\/4580","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/echeloncreativemedia.com\/marketvows\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/echeloncreativemedia.com\/marketvows\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/echeloncreativemedia.com\/marketvows\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/echeloncreativemedia.com\/marketvows\/wp-json\/wp\/v2\/comments?post=4580"}],"version-history":[{"count":0,"href":"https:\/\/echeloncreativemedia.com\/marketvows\/wp-json\/wp\/v2\/posts\/4580\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/echeloncreativemedia.com\/marketvows\/wp-json\/wp\/v2\/media\/4581"}],"wp:attachment":[{"href":"https:\/\/echeloncreativemedia.com\/marketvows\/wp-json\/wp\/v2\/media?parent=4580"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/echeloncreativemedia.com\/marketvows\/wp-json\/wp\/v2\/categories?post=4580"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/echeloncreativemedia.com\/marketvows\/wp-json\/wp\/v2\/tags?post=4580"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}